Why You Need Articles Insurance from Bloomingdale Insurance Services

In a world where value goes far beyond price tags, protecting your most meaningful possessions is more than just a financial decision—it’s personal. Articles insurance from Bloomingdale Insurance Services is designed specifically for individuals and families who want extra security for their most valuable belongings. Whether it’s a diamond necklace passed down through generations or a limited-edition designer handbag, these are the pieces that tell your story—and they deserve specialized protection.

While many people assume their homeowner’s or renter’s insurance is enough, the truth is those policies often fall short when it comes to high-value personal items. That’s where articles insurance comes in, providing an extra layer of protection for jewelry, luxury handbags, watches, art, and collectibles.

At a Glance: What Does Articles Insurance Cover?

Type of Item	Protection Includes	Why It Matters
Jewelry	Theft, loss, damage, mysterious disappearance	Items of sentimental and financial value
Luxury Handbags	Wear and tear, accidental damage, theft	High-end, collectible accessories
Watches	Mechanical failure, theft, global travel risks	Investment-grade timepieces
Art & Collectibles	Fire, flood, transport damage, theft	One-of-a-kind or appreciating assets
Heirlooms	Breakage, theft, misplacement	Irreplaceable family legacy items

What Is Articles Insurance and Why Do You Need It?

Articles insurance is a specialized insurance product designed to cover personal, high-value belongings. Standard homeowner’s insurance typically places sub-limits on jewelry or collectibles, meaning that a $15,000 necklace might only be insured up to $1,500 under your base policy. Articles insurance ensures that your high-value possessions are fully covered at their appraised value or agreed-upon value.

With Bloomingdale Insurance Services, you can personalize your policy for nearly any type of item, ensuring peace of mind whether you’re at home or abroad.

Jewelry Insurance Coverage: Safeguard the Sentimental

Your engagement ring, diamond earrings, or inherited bracelet are more than accessories—they’re symbols of love, family, and major milestones. Jewelry insurance coverage from Bloomingdale Insurance Services ensures your treasures stay protected no matter what life throws at you.

Coverage Highlights:

Protection against theft, loss, and damage
Full replacement value for insured pieces
Adjustable policy as your collection grows
Support for appraisals and documentation

With personalized jewelry insurance coverage, you’re not just insuring items—you’re preserving memories.

Luxury Handbag Insurance: Style Meets Security

High-end handbags are investments. From Chanel and Hermès to Louis Vuitton and Gucci, luxury handbags often appreciate in value and deserve serious protection. Luxury handbag insurance from Bloomingdale Insurance Services is designed with the modern collector in mind.

Key Benefits:

Worldwide coverage, including travel risks
Protection from wear, tear, and accidents
Flexible policy options for collections or single items
Claim support for rare or discontinued models

Unlike general insurance policies, luxury handbag insurance is built to reflect the true value and uniqueness of designer accessories.

Watch Insurance Quotes for Timeless Protection

Whether you wear them or collect them, fine timepieces represent a unique intersection of craftsmanship, heritage, and personal value. Watch insurance quotes from Bloomingdale Insurance Services ensure each piece of your collection is valued accurately and covered completely.

Included in Coverage:

Protection from theft, damage, and even mechanical failure
Policy personalization based on appraisal value
Global protection for frequent travelers
Support for vintage or luxury watches

Watch insurance quotes aren’t just about numbers—they’re about preserving your investment with thoughtful, customized coverage.

Art and Collectibles Insurance: Protect Your Legacy

Fine art, antiques, rare coins, and collectible items often carry stories and value that surpass their market worth. Art and collectibles insurance through Bloomingdale Insurance Services ensures those stories live on, even in the face of loss or damage.

What You Get:

Custom coverage for all kinds of collectibles
Agreed-value or market-based policy options
Coverage for fire, flood, theft, and transport
Expert appraisal and restoration support

Whether you’re an artist, a gallery owner, or a private collector, art and collectibles insurance is the best way to preserve your legacy.

Benefits of Choosing Bloomingdale Insurance Services

When it comes to protecting your valuables, Bloomingdale Insurance Services stands out for its personalized approach and years of industry experience. Here’s why customers trust us:

Local expertise with nationwide reach
Access to top-rated insurance providers
Customized policies for each client
Supportive claims process
Education-driven customer service

You don’t have to settle for one-size-fits-all coverage. With Bloomingdale Insurance Services, you receive thoughtful guidance and expert support every step of the way.

Who Should Consider Articles Insurance?

You should consider articles insurance if:

You own high-value jewelry, designer handbags, or fine art
Your homeowner’s policy has sub-limits that don’t cover your valuables
You frequently travel with valuables
You’ve recently inherited family heirlooms
You’re a collector of rare items or luxury accessories

This type of insurance is not limited to the wealthy—it’s for anyone who wants to protect what matters most.

5 Real Customer Reviews

Samantha J., Tampa, FL
“I got articles insurance after realizing my homeowners policy barely covered my diamond ring. Bloomingdale made the whole process simple and reassuring.”

Kevin R., Miami, FL
“As someone who collects watches, I needed tailored watch insurance quotes. Bloomingdale Insurance Services offered personalized coverage at a fair price.”

Alicia M., Sarasota, FL
“My Hermès collection needed real protection. Their luxury handbag insurance gave me confidence to take my bags on trips without worry.”

Daniel T., Orlando, FL
“I had no idea I could even insure my paintings. The team helped me get proper art and collectibles insurance and walked me through every step.”

Laura S., Valrico, FL
“After inheriting family jewelry, I contacted Bloomingdale for jewelry insurance coverage. They were thoughtful and efficient from quote to policy issue.”

5 FAQs About Articles Insurance

1. What makes articles insurance different from standard homeowners insurance?

Standard policies typically include only limited coverage for personal valuables. Articles insurance offers comprehensive protection for specific items like jewelry, handbags, art, and watches.